Being in a car accident that caused injuries to you and damage to your car is an experience that is scary. It does not matter how heavy or light are the damages. The fact that the vehicle has been damaged makes it difficult for everyone, and people will start to feel jittery.
On top of it all, dealing with insurance companies to get paid for your damage repairs and finding a good body shop in Miami for getting your vehicle repaired are two difficult tasks which if not done properly can cause a lot of distress later on. The problem amplifies when the insurance companies also try to manipulate the policy holders to do things their way and also choose the auto body shop in Miami that is being suggested by the insurance company.
Under law, the owner of the vehicle has the right to take their vehicle to a body shop in Miami that is chosen by them and no insurance company can bind them into going at a shop which has been suggested by the insurance company only. The car is possessed legally by the owner and not the insurance company. Therefore, no insurance company and policy can make the decision of where to take the same for repair work. However, it is extremely unfortunate that a large number of insurance companies try to tell the customers that they would be required to go into the auto body shop in Miami of their choice only and that they cannot chose one according to their preference.
Another thing that needs to be kept in mind is that no matter which body shop in Miami you are taking your car to, you must know who would be footing the bill for repair work. The owner is generally supposed to pay the bills to the body shop. In case the owner has insurance for the car or the vehicle that has been into the accident, the insurance company would be required to pay the bills for the same or compensate the owner for the losses that they have incurred due to the accident which is largely the repair costs of the vehicle.
Make sure that the insurance company that you are dealing with is conforming to the law and not working otherwise. Every policy that you have for your vehicle must pay to restore the original shape and form of the vehicle along with its original appearance. In case your insurance company is refusing to foot the repair costs that are given by the body shop in Miami you took your vehicle for repair to, they will have to give it in writing as to why they are not doing so and if such a thing happens, you can take a legal action against them. To read more Click Here
